Buy A Home - 3 Easy Ways to Find Your Dream Home.
Automatic Search - E-mails You Listings
Contact us and we’ll set up your Automatic Search criteria in our system. Then houses that match will automatically be sent to your e-mail. Then contact us after you select the ones your interested in, and we will arrange for you to see each one.
Search On Your Own
Click the "House Search" menu button from the menu at the top of the page and search on your own. We realize that many people like to look for themselves and might want to change their preference many times before the contact an agent to show them what their interested in. Once you find what your looking for give us a call at 916-474-0390, or email us.
Let Us Do Your Searching.
Simply call 916-474-0390, or email us and let us know the type of home and area that you’re interested in. We’ll search for you. Once we have found the best prospects for you, we will call you to arrange your private showing. Thereby saving you valuable time and energy.
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More Useful Home Buying Facts & Information
Get Pre-Qualified
It's easy and quick. Click here to fill out a form with what your looking for and price range. Then a mortgage specialist will contact you to work with you one on one to let you now how much you can afford. Once you're pre-qualified, home shopping is much more relaxed and offers get accepted more quickly.
Short Sales - The Ugly Truth
Many people are looking for a super deal mistakenly think that short sales are good way to go. The truth is short sales take anywhere from 2 to 6 months to get back to you with an answer. By that time other buyers have often made an offer as well. Sometimes there is a bidding war once the bank decides to move forward. More frequently the buyers are simply worn out by the waiting. In the meantime, other buyers are scooping up the great deals on foreclosures and deals new home builders are offering.
How Much Down Payment Will I Need
Lenders keep chanting the mantra, "Gone are the days of 100% financing." Well, for the moment that is true. The lowest down payment at the moment is through FHA. Not all lenders use the FHA programs, but the ones that do have down payments as low as 3%. The old rule of thumb for lenders was 20% down of the home's value. If you can come up with 20% down, you often get better rates. But with FHA and your low down payment comes PMI (Private Mortgage Insurance), which has an up front cost of thousands of dollars and will increase you monthly mortgage payment as well. |
